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Injury to Guests or Staff
Your uncle’s date is knocked over on the dance floor and breaks her ankle, or the band’s speaker tower falls on a banquet waiter. This policy protects you against financial responsibility in the event of personal injury.
The Special Event Liability Insurance Policy protects you against financial responsibility in the event of personal injury
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Facility Damage
Your bouquet toss gets a little out of hand and breaks a stained-glass window. This policy protects the wedding couple from costs relating to extensive damage to the site caused by a vendor or guest.
The WedSafe Liability & Property Damage Policy provides coverage to the reception site you are renting.
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Property Damage
The groomsmen pose for a photo atop a vintage piano at the reception and its legs give way, or a guest drops a cigarette and burns a hole through an antique rug in the lobby. This policy protects against costs of repairing or replacing décor or equipment at the reception site.
The WedSafe Liability & Property Damage Policy covers third-party property damage at the wedding or reception site for which the Bride and Groom may become liable.
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Alcohol-Related Accidents
A guest indulges in too many glasses of the champagne served by your caterer (who carries full liquor liability coverage) during the reception and causes a serious auto accident when leaving the parking lot. This policy protects against liability of the wedding couple (but not the caterer) as the hosts of the event at which the alcohol was served.
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