Coverage C: Event Photographs and Video
We will indemnify you, in excess of the deductible, for:
1) All reasonable expenses necessarily incurred to retake event photographs as a direct and necessary consequence of:
- Non-appearance of the professional photographer contracted for the event;
- Loss or direct physical damage to the original film or the negatives (whether film or digital) before copies are received by you; either before or after proof photographs; or
- Non-development of the original film or negatives (other than under or overexposure).
2) All reasonable expenses necessarily incurred to reshoot the event video as a direct and necessary consequence of:
- Non-appearance of the professional video operator contracted for the event; or
- Loss or direct physical damage to the original tape by before you receive finished copies.
Exclusions
We will NOT indemnify you for any loss caused directly or indirectly by any of the following:
- Damage to event photographs or video arising from wear and tear, moth, vermin, atmospheric or climactic conditions, deterioration, depreciation, confiscation or detention; or
- Failure of the event photographs or video to meet your expectations of style or quality, including the absence or clarity of sound, or content.
The maximum amount we will indemnify you for under Coverage C is the amount stated in the declarations page for “Event Photographs and Video”, regardless of the number of claims made under the policy.
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