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Wedding Insurance - Policy Details

Coverage F: Special Jewelry

We will indemnify you, in excess of the deductible, for loss or damage to special jewelry occurring during the event or the seven (7) day period immediately preceding the event. We will pay at our option the full cost to repair or replace the lost or damaged special jewelry, without deduction for depreciation.

If we pay to replace a pair or set in the event a part of the pair or set is lost or damaged; we will be entitled to the remaining parts of the original pair or set.

Exclusions

We will NOT indemnify you for any loss caused directly or indirectly by any of the following:

  1. Theft or attempted theft not reported to the police as soon as practicable after discovery of the loss;
  2. Damage arising from wear and tear, deterioration, confiscation, detention or any process of cleaning, restoration, alteration or repair;
  3. Damage arising from atmospheric or climactic conditions (other than during the event);
  4. Damage by theft or attempted theft of any jewelry left in any unattended vehicle unless the vehicle is fully locked and secured and where forcible and visible entry into the vehicle is made; or
  5. Mysterious disappearance.

The maximum amount we will indemnify you for under Coverage F is the amount stated in the declarations page for “Special Jewelry”, regardless of the number of claims made under the policy.

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The WedSafe Wedding Insurance Program is brokered and administered exclusively through Affinity Insurance Services, Inc. Affinity Insurance Services, Inc. in all states except: AIS Affinity Insurance Agency in NY and NH; AIS Affinity Insurance Agency, Inc. in MN and OK; AIS Affinity Insurance Agency, Inc. dba Aon Direct Insurance Administrators in CA (License #0795465). The information contained here is for illustrative purposes only and coverage under the WedSafe Wedding Insurance Program is expressly subject to the conditions, restrictions, limitations, exclusions and terms of the policy documentation issued by the insurer. Availability of this program is subject to each state's approval. This program is underwritten by Markel American Insurance Company. "WedSafe" is a registered service mark of WedSafe, Inc.

©2008 Affinity Insurance Services, Inc.