Wedding Insurance Coverage Details – Event Gifts

See Full Wedding Insurance – Event Cancellation / Postponement Plus Sample Policy

Coverage A: Event Cancellation Coverage B: Extra Expense
Coverage C: Event Photographs and Video Coverage D: Event Gifts
Coverage E: Wedding Attire Coverage F: Special Jewelry
Coverage G: Loss of Deposits Coverage H: Professional Counseling

Coverage D: Event Gifts

We will indemnify you, in excess of the deductible, for direct physical loss or damage to event gifts that results during the time period seven (7) days before and seven (7) days after the event, while at your or the honoree’s home, at the event, or in transit between any of these locations.

We will pay at our option the full cost to repair or replace the lost or damaged event gifts, without deduction for depreciation.

Coverage D: Exclusions

We will NOT indemnify you for any loss caused directly or indirectly by any of the following:

  1. Theft or attempted theft of event gifts that is not reported to the police as soon as practicable after discovery of the loss;
  2. Damage arising from wear and tear, moth, vermin, deterioration, confiscation or detention;
  3. Damage arising from atmospheric or climactic conditions (other than during the event);
  4. Damage by theft or attempted theft of any event gifts left in any unattended vehicle unless the vehicle is fully locked and secured and where forcible and visible entry into the vehicle is made;
  5. Theft or disappearance of cash, checks, money orders, gift cards or other instruments with a total stated cash value greater than $300.00; or
  6. Mysterious disappearance. The maximum amount we will indemnify you for under Coverage D is the amount stated in the declarations page for “Event Gifts”, regardless of the number of claims made under the policy.

The information contained here is for illustrative purposes only and coverage under the WedSafe Program is expressly subject to the conditions, restrictions, limitations, exclusions and terms of the policy documentation issued by the insurer. Availability of this program is subject to each state’s approval and coverage may vary by state. This program is underwritten by Markel American Insurance Company.