Wedding Liability Insurance

  • Required by many wedding ceremony and reception sites
  • Protects you if you're held liable for property damage or bodily injury
  • Includes host liquor liability option to protect against alcohol-related accidents

Why is WedSafe® the preferred choice for venue required liability?

WedSafe wedding liability insurance was specifically designed in consultation with venues so we could be sure our product satisfied their requirements for liability & property damage coverage. Many venues refer their clients to us year after year.

Plus, WedSafe liability insurance is easy to purchase, competitively priced, and underwritten by an A-rated insurer.

More reasons WedSafe is preferred by customers and their venues:

  • Get instant upfront pricing online – no need to disclose any personal information or create an account just to get a quote
  • Flat pricing -- no hidden charges to add venues as Additional Insured / co-insured, or to add venue-required wording
  • Wedding ceremony, reception and rehearsal dinner* venues can all be named as Additional Insured for one low price
  • Six (6) coverage and pricing options to choose from**
    • $500,000, $1 Million, and $2 Million liability limits
    • Each available with or without host liquor liability coverage
  • Can be purchased up to 24 hours before your wedding
  • Purchase online and you're covered in minutes in most cases – download policy right from the web site*** (you'll also receive a copy by e-mail)
  • Certificate of Insurance can be e-mailed directly to your venue
  • Coverage is primary for both you and your venue, which means if you have a covered claim your WedSafe policy will pay first – before any other insurance you may have.  Primary liability coverage is preferred by most venues, and many require it.
  • Liability policy can be purchased alone, or as a package with a Wedding Event Cancellation / Postponement Plus policy at a discounted rate

WedSafe's wedding liability insurance is available to U.S. residents and accepted by venues in all U.S. states, U.S. Territories & Possessions, Canada & Puerto Rico.

Wedding Liability Insurance Coverage at a Glance:

Three levels to choose from based on your needs or your venue's requirements:

$500,000 General Aggregate  $500,000 per occurrence including property damage

$1,000 Property Damage Deductible

See Sample Certificate of Insurance

$1,000,000 General Aggregate $1,000,000 per occurrence including property damage

$1,000 Property Damage Deductible

See Sample Certificate of Insurance

$2,000,000 General Aggregate
$1,000,000 per occurrence including property damage

$1,000 Property Damage Deductible

See Sample Certificate of Insurance

See Sample  Liability Insurance Policy

*Rehearsal dinner must occur within 48 hours of the ceremony in order to be included on the same policy. PLEASE NOTE: Coverage for rehearsal dinner / setup / breakdown is NOT yet available to residents of Alaska, California, Florida, Louisiana, New York & South Carolina. Click here to view a sample policy for these states.

**Please note: Some coverage options & limits are not yet available in all states. Residents of Alaska, California, Florida, Louisiana, New York & South Carolina - please use the Get a Quote button to see available coverage options and limits for your state, or contact customer service for more information.

***If your venue requires special wording to be added to the Certificate of Insurance, we will need to review the wording before your coverage will take effect. This may take up to 1 business day. When your wording is approved we will send your policy via e-mail.

The information contained here is for illustrative purposes only and coverage under the WedSafe Program is expressly subject to the conditions, restrictions, limitations, exclusions and terms of the policy documentation issued by the insurer. Availability of this program is subject to each state’s approval and coverage may vary by state. This program is underwritten by Markel American Insurance Company.