Real Wedding Mishaps

What could possibly go wrong at our wedding?

Most of the time, most weddings go pretty smoothly. But when something unexpected does go wrong, it can be frightening how quickly the costs can add up.

For wedding couples – or their parents – who have lovingly planned every detail and budgeted down to the last penny, even a relatively small loss can feel devastating, while a large loss or liability claim can bring true financial disaster.

Since 1999 WedSafe® has helped protect wedding couples and their families from the financial consequences of mishaps large and small. These are just a few examples of real wedding couples who experienced unforeseen problems – and were able to recover from significant financial losses thanks to their WedSafe insurance policies.

Why would we ever cancel or postpone our wedding?

  • Ten inches of rain fell in Virginia, State Highway 10 was closed. Bridal party members and guests couldn't get to reception site. Band, food, cake, flowers, photos all had to be cancelled.
    Amount Reimbursed Event Cancellation coverage – Wedding Event Cancellation / Postponement Plus: $25,000
  • Groom experienced chest pains and went to hospital. Newly diagnosed heart condition forced him to postpone wedding.
    Amount Reimbursed throughEvent Cancellation coverage – Wedding Event Cancellation / Postponement Plus:. $28,907.45

Venues never fall through, do they?

  • Wedding venue originally expected to open in time for the wedding, but construction completion date was pushed back and the wedding had to be rescheduled.
    Amount Reimbursed throughEvent Cancellation coverage – Wedding Event Cancellation / Postponement Plus: $17,694.87
  • Venue construction prevented wedding from being held; venue refused to refund deposit.
    Amount Reimbursed throughEvent Cancellation coverage – Wedding Event Cancellation / Postponement Plus: $6,690.95

How much could we lose to a problem vendor?

  • Hair and make-up vendors did not show up – and neither did the customer's deposits.
    Amount Reimbursed through Loss of Deposits coverage – Wedding Event Cancellation / Postponement Plus: $2,320
  • Customer received message from the photographer saying he was out of business, would not be attending the wedding and would not be refunding the deposit.
    Amount Reimbursed through Loss of Deposits coverage – Wedding Event Cancellation / Postponement Plus: $1,515

What could possibly happen to my wedding photos?

  • Photographer's camera bag – containing several rolls of wedding pictures – was stolen during the reception.
    Amount Reimbursed through Photographs / Video coverage – Wedding Event Cancellation / Postponement Plus: $3,000

How much can it cost to repair a wedding dress?

  • A guest spilled red wine on the bride's wedding dress. Stains could not be removed; skirt had to be replaced and dress cleaned and preserved.
    Amount Reimbursed through Wedding Attire coverage – Wedding Event Cancellation / Postponement Plus: $3,275

What could happen to our wedding gifts?

  • Airline lost luggage containing wedding gifts and wedding attire.
    Amount Reimbursed through Wedding Gifts & Wedding Attire coverages – Wedding Event Cancellation / Postponement Plus: $4,200
  • Wedding gifts were stolen from trunk of car. 
    Amount Reimbursed through Wedding Gifts coverage – Wedding Event Cancellation / Postponement Plus: $1,088

Do we really need to be concerned about liability and property damage at our wedding?

  • Bride and groom held responsible for damaged carpet at reception.
    Claim paid by Property Damage coverage – Wedding Liability Insurance: $5,523.81
  • Wedding couple held responsible for damaged table top and other property damages.
    Claim paid by Property Damage coverage – Wedding Liability Insurance: $7,000