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2019 Wedding Insurance Claims

What types of wedding insurance claims do we see? Read on about the top wedding insurance claims of 2019 


2018 Wedding Insurance Claims:  

The top wedding insurance claims for 2018 

The last thing on a couple’s mind while planning their wedding is having to cancel or postpone it – but it happens. In fact, 43 percent of 2018 wedding insurance claims were due to cancellation or postponement of the big day, according to newly released data from      

"The reality is that with significant and often complicated events like weddings, mishaps are bound to happen," said Steve Lauro, vice president, Aon Affinity. "From severe weather, to a guest who had too much fun, to vendor no shows – these situations are real, and are legitimate reasons to protect your wedding, your investment and your future. This is where wedding insurance can literally save the day."

Read on about the top 2018 wedding insurance claims:

WedSafe 2018 Wedding Insurance Claims Release.pdf  


2017 Wedding Insurance Claims

Protect your investments. Get peace of mind.

We analyzed our 2017 wedding insurance claims to discover what the underlying reasons were for filing a claim with WedSafe.

Coming in at #1, making up more than 40 percent of 2017 wedding insurance claims, was the need to cancel or postpone the big day. The main driver for these cancellations and postponements:  2017’s wild weather, which impacted just about every corner of the United States, setting records and disrupting plans.

Rounding out the top five wedding insurance claims of 2017:

Property Damage (21 percent) – Property damage claims included damage to the venue – from broken antique mirrors to gouged marble tables – to damage to guests’ property, which in one case included a tree falling on a car in the venue parking lot.

Slip and Fall Injury (18 percent) – Hip injuries, a broken foot, sprained wrists; the happy couple, wedding party and guests experienced their share of injuries at the venue throughout the year – resulting in trips to the ER and some extensive surgeries.

Vendor Issues (15 percent) – DJs move out of state, florists go bankrupt and videographers don’t always deliver the final product. All of these factors – and more – created wedding vendor issues for couples in 2017.

Theft/Loss/Damage (4 percent) – Finally, it seems everyone loves a wedding – even thieves. Jewelry and cash topped the list of items most often snagged by sticky fingered party-crashers.


Read the complete press release for additional information:WedSafe-Wedding-Insurance-Claims-2017.pdf

Download the Top 5 Wedding Insurance Claims inforgraphic for 2017.





2016 Wedding Insurance Claims

Protect your investments. Get peace of mind.

We analyzed our 2016 wedding insurance claims to discover what items, events or incidents were behind the filing of insurance claims; in effect, looking at what went wrong on or before the big day. With all the time and money you spend planning your perfect day, WedSafe is an important way to help protect your investments and to give yourselves greater peace of mind.

Here’s a detailed breakdown of WedSafe’s 2016 wedding insurance claims:

  • 29% for event cancellation or postponement
    Some mishaps are unavoidable, leading to financial loss. Severe weather, sudden illness or vendor bankruptcies are a few of the most common reasons for event cancellation.
  • 28% for accident or injury
    Opt for a liability product that covers unexpected injuries (like when a guest slips and falls) and protects you against claims for accidents or other injuries.
  • 24% for issues with wedding vendors
    Venues and vendors don’t always come through. Your venue or a vendor could go out of business after taking your deposit. A vendor could be a no-show. Event cancellation coverage can help you get back non-refundable deposits or take care of additional, unforeseen expenses.
  • 15% for damage to the venue
    Many venues require you to purchase liability coverage for your wedding day, which comes in handy should any property damage occur.
  • 2% for lost/stolen gifts or personal items
    At large events, items can sometimes be lost or stolen. Be sure to purchase a policy that insures gifts and personal items.
  • 2% for dress damage
    Your gown could tear on the dance floor, or get stained while enjoying food and drinks. If you have a policy that covers your dress, you can have it repaired before preserving it.

WedSafe policies are very affordable -- less than half the cost of an average wedding cake -- so on your big day, you can have your cake and protect your wedding, too!


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